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Advanced Strategic Tax Planning

Structure now. Save every year after.

Most tax bills are set months before you ever file — by decisions on entity structure, timing, and retirement sequencing made (or missed) along the way. We build the multi-year plan around your actual numbers, not just this year's return.

37% 32% 24% 22% 12% Current position Planned position
Fig. 1 — Bracket thresholds by effective rate Illustrative, not a projection
The cost of waiting

By the time you're filing, most of the good options are already gone.

A return reports what already happened. Entity elections, retirement contributions, income timing, and asset location — the decisions that actually move your tax bill — mostly have to happen during the year, sometimes years in advance.

Advanced Strategic Tax Planning is the ongoing work of making those decisions on purpose, with a full picture of your business and personal position, instead of discovering the cost of not deciding next April.

Where planning typically shows up
Entity structure & electionsOngoing
Retirement contribution sequencingAnnual
Income & deduction timingQuarterly
Multi-year rate & bracket modelingOngoing
Reviewed together, not in isolationYear-round
How we work

Backed by smarter tax technology

We've built an AI-assisted research and planning platform into how we work — so more of your time with us goes to strategy, not paperwork.

Every recommendation you get from EMC is still reviewed and signed off by a real person — that doesn't change. What's changed is how fast we get there and how much of your full picture we can model before we sit down together.

Nothing reaches you without an Accounting Professional reviewing it first. The technology speeds up research and modeling — it doesn't replace the judgment call.

Faster turnaround on returns, projections, and plan updates — without cutting corners to get there.

Cited research pulled directly from the IRC and Treasury regulations, not summarized guesswork.

Multi-entity modeling that looks at your business and personal position together, not in isolation.

Human review, always. Every strategy is checked by your Accounting Professional before it becomes a recommendation.

What's included

Four areas, one coordinated plan

Each piece works on its own, but the value is in how they're modeled together against your actual filing position — not as separate checklist items.

Entity Structure

Structure & elections

Reviewing whether your current entity type, S-corp election, and compensation structure still fit your income level — and modeling what changes before you make them, not after.

Retirement

Retirement sequencing

Coordinating contribution timing, account types, and withdrawal order so retirement savings and required distributions work with your tax position instead of against it.

Timing

Income & deduction timing

Deciding when income is recognized and when deductions are taken — across tax years, not just within one — to keep you out of brackets you don't need to be in.

Modeling

Multi-year projection

Running your numbers forward two to three years so a decision that helps this year doesn't create a worse problem in the next one.

Who this is for

Built for people with more than one moving piece

This isn't a fit for every return — it's built for people whose decisions this year affect next year's numbers.

A

Business owners whose entity structure or compensation hasn't been reviewed since income levels changed.

B

Individuals approaching retirement who need contribution, withdrawal, and Medicare/IRMAA timing coordinated together.

C

Anyone with a one-time event — a sale, a windfall, a move — where the timing of the event changes the tax outcome.

How it works

A plan happens in this order

01

Full-position review

We start with your last two returns, current entity structure, and retirement accounts — not just this year's documents — to see the shape of your income over time.

02

Model the alternatives

We run your numbers forward under a few different decisions — a different entity election, a different contribution schedule — so you're choosing between real outcomes, not guesses.

03

Set the plan in motion

We put the chosen strategy into action with specific dates and dollar amounts — what to elect, when to contribute, when to time a transaction.

04

Check in before it's too late to adjust

We review at points in the year where there's still time to change course, instead of finding out everything at once when the return is filed.

Questions

Before you schedule a session

Tax preparation reports what already happened during the year. Strategic planning happens throughout the year, before decisions are locked in, so there are still options left to choose from when we meet.

Your last two years of returns, current entity documents if you own a business, and a general picture of your retirement accounts. We'll tell you exactly what's needed after an initial conversation about your situation.

No. Individuals with retirement timing decisions, a major one-time event, or multi-state income can benefit just as much as business owners with entity decisions to make.

Typically at points in the year where a decision still has time to change — often before quarterly estimates are due and again before year-end — rather than on a fixed calendar that doesn't match your situation.

Let's see what your numbers actually allow.

A planning session starts with a look at where you stand today and what's still possible to change before it's locked in.